Personal Injury Law · Ottawa & Eastern Ontario

Hurt in an accident? Get your recovery — and your compensation — moving forward.

When a collision, a fall, or someone else's carelessness upends your life, you shouldn't have to fight the insurance company alone. We are Ottawa personal injury lawyers who handle serious injury and accident claims across the National Capital Region — car and truck collisions, slip-and-fall injuries, long-term disability denials, and more. We build your claim on evidence, we handle the insurer, and we work to recover the full value of what you have lost.

Get a free case review (613) 324-9141
Scales of justice on a lawyer's desk, representing personal injury representation in Ottawa
You focus on healing.
We handle the claim.
01

No fee unless we recover

Your claim is handled on a contingency-fee basis — our fee is a percentage of what we recover, set out in writing before we start.

02

A no-cost case review

Tell us what happened. We explain your rights, the deadlines that apply, and whether you have a claim worth pursuing.

03

We come to you

If your injuries keep you at home, in hospital, or in rehab, we meet you where you are — anywhere in Ottawa and Eastern Ontario.

04

Every fee written down

Percentage, disbursements, and how costs work — explained in plain language on the Law Society's Standard Form agreement.

Personal injury lawyer reviewing accident and insurance documents at a desk in Ottawa
About the firm

Ottawa personal injury lawyers who focus on one thing: your claim.

Personal injury law is not a sideline for us — it is what we do. We represent injured people and their families in Ottawa and throughout Eastern Ontario, and we bring years of hands-on experience with the two systems that decide almost every serious injury claim in this province: the no-fault accident-benefits system under the Statutory Accident Benefits Schedule, and the tort (lawsuit) system under Ontario's Insurance Act and Limitations Act. Most injured people have never dealt with either. We work in them every day.

That focus matters because injury claims in Ontario are unusually technical. A motor vehicle claim, for example, runs on two tracks at once: an accident-benefits claim you make against your own insurer regardless of who was at fault, and a separate lawsuit against the at-fault driver for pain, suffering, and losses the benefits system does not cover. Each track has its own forms, its own deadlines, and its own traps. Miss a notice period on one and you can lose rights on both. Our job is to run both tracks in parallel, keep every deadline, and make sure the two claims work together rather than against each other.

We also understand the ground we work on. We know the roads where Ottawa collisions cluster — the Queensway (Highway 417) at rush hour, the arterials feeding Kanata's tech parks, the winter-slick hills of Gatineau-facing bridges, the pedestrian corridors downtown and in the ByWard Market. We know how Ottawa's freeze-thaw winters produce the black ice and unshovelled walks behind so many slip-and-fall injuries. And we know the local institutions an injured client leans on, from The Ottawa Hospital's Civic and General campuses to the region's rehabilitation and long-term-care providers. That familiarity is not a credential on a wall; it is knowledge that shapes how we investigate and prove a claim.

What we will never do is treat you like a file number. When you call (613) 324-9141, you reach people who will actually work on your case. We explain the law in plain language, we return your calls, and we tell you the honest assessment — including when we think you may not need a lawyer at all.

Above all, we understand what an injury does to a household. The lost income while you cannot work. The mounting appointments. The uncertainty about whether things will ever feel normal again. We cannot make the injury disappear, but we can take the legal weight off your shoulders — dealing with the adjusters, the paperwork, and the deadlines — so that your energy goes where it belongs: into getting better. That is the whole reason we do this work, and it is the standard we bring to every person who calls us.

Why choose us

Six reasons injured people trust us with the most important claim of their lives.

Each one is something we do on every file — not a slogan.

01

Personal injury is our only focus

We do not dabble in real estate closings or wills between injury files. Concentrating on personal injury and accident claims means we stay current on the rules that change constantly — the annual indexation of tort deductibles, the 2026 overhaul of accident benefits, evolving case law on the threshold test. Depth is the point.

02

We run both claims together

In a motor vehicle case, your accident-benefits claim and your lawsuit are governed by different rules and even different decision-makers. We coordinate them so medical evidence gathered for one strengthens the other, and so the "double recovery" rules do not quietly erode your settlement.

03

Deadlines protected from day one

Ontario injury law is a minefield of notice periods: seven days to notify your auto insurer, ten days for a fall on a public sidewalk, sixty days after a fall on ice, two years to start most lawsuits. We calendar every applicable deadline the moment we take your file, because a missed notice can end a strong claim before it begins.

04

Evidence-first case building

Insurers pay for proof, not stories. We move early to preserve what matters — collision reports, scene photographs, surveillance footage before it is overwritten, medical records, and the opinions of the right experts. We map your injuries, your daily limitations, and your financial losses.

05

Transparent, written fee terms

Every contingency-fee arrangement we offer is set out on the Law Society of Ontario's mandatory Standard Form Contingency Fee Agreement. Before you sign, you receive the Law Society's consumer guide and a clear explanation of the percentage, how disbursements are handled, and what happens if the case does not succeed. By law, our fee can never exceed what you recover.

06

We meet you where you are

Serious injuries do not wait for office hours, and they do not always let you travel. If you cannot come to us, we will come to you — at home, in hospital, or wherever your recovery is happening — anywhere in Ottawa and the surrounding Eastern Ontario communities.

How we help

Personal injury services in Ottawa.

We handle the full range of serious injury and accident claims in Ottawa and Eastern Ontario. Legal representation almost always means a contingency fee rather than an hourly rate.

Car on an Ottawa road representing motor vehicle accident claims
01 / Motor Vehicle

Car & motor vehicle accidents

The most common serious-injury claims we handle, and the most procedurally complex. After an Ottawa crash you may be entitled to two things at once: no-fault accident benefits from your own insurer, and a tort claim against the at-fault driver for pain and suffering. We handle whiplash and soft-tissue injuries, fractures, concussions and traumatic brain injuries, spinal injuries, and catastrophic-impairment claims — managing the OCF forms, the insurer's medical examinations, and the lawsuit in parallel.

Contingency fee — commonly 25%–33% of recovery*
Snow-covered Ottawa walkway representing winter slip and fall injury claims
02 / Occupiers' Liability

Slip, trip & fall injuries

Ottawa winters make falls a year-round injury source — icy walkways, unshovelled sidewalks, poorly maintained stairwells, and hazards inside stores and apartment buildings. These claims turn on occupiers' liability and carry some of the shortest, most misunderstood notice deadlines in Ontario law. We investigate the hazard, identify who is responsible — an owner, a tenant, or a snow-removal contractor — and preserve the evidence before winter melts it away.

Contingency fee — commonly 25%–33% of recovery*
Medical setting representing long-term disability denial claims
03 / Disability

Long-term disability (LTD) denials

When an insurer denies or cuts off long-term disability benefits you paid for, the financial pressure can be immediate and frightening. LTD claims are contract claims — governed by your policy wording and the two-year limitation period — and insurers deny them for reasons ranging from "change of definition" clauses to disputes over medical evidence. We review the denial, assemble the medical and vocational proof, and pursue the benefits through negotiation or litigation.

Contingency fee — commonly 20%–33% of recovery*
Cyclist on an Ottawa road representing pedestrian and cyclist accident claims
04 / Vulnerable Road Users

Pedestrian & cyclist accidents

Ottawa's growing network of bike lanes and multi-use pathways, combined with dense downtown foot traffic, means pedestrians and cyclists are frequently and seriously injured by motor vehicles. Importantly, an injured pedestrian or cyclist struck by a vehicle is generally entitled to accident benefits under the vehicle's insurance — a fact many injured people do not know. We identify every available source of coverage and pursue the at-fault driver.

Contingency fee — commonly 25%–33% of recovery*
Motorcycle representing motorcycle accident injury claims in Ottawa
05 / Motorcycle

Motorcycle accident claims

Motorcyclists face a higher risk of severe injury in any collision, and their claims often involve larger medical and rehabilitation needs. The same two-track structure applies — accident benefits plus a tort claim — and the same annual thresholds and deductibles govern the pain-and-suffering portion of the lawsuit. We build these claims with an eye to long-term care costs and lost earning capacity.

Contingency fee — commonly 25%–33% of recovery*
Rehabilitation therapy representing traumatic brain and spinal cord injury claims
06 / Catastrophic

Traumatic brain & spinal cord injuries

The most serious injuries can meet Ontario's catastrophic-impairment definition, which unlocks substantially higher accident-benefit limits and lifetime coverage. Proving catastrophic impairment is medically and legally demanding — it turns on detailed assessments and the correct SABS criteria. We work with medical experts to document impairment properly and to challenge an insurer's classification when it undervalues the injury.

Contingency fee — commonly 25%–33% of recovery*
Somber candle representing wrongful death and other serious injury claims
07 / Other Claims

Dog bites, wrongful death & more

We also act in dog-bite and animal-attack claims (governed by Ontario's Dog Owners' Liability Act, which imposes strict liability on owners), fatal-accident and wrongful-death claims brought by surviving family members under the Family Law Act, product-liability injuries, and public-liability incidents. If someone else's negligence caused your injury, it is worth a conversation.

Contingency fee — commonly 25%–33% of recovery*
What it costs

What does a personal injury lawyer cost in Ottawa?

Almost all personal injury claims in Ontario are handled on a contingency-fee basis — "no win, no fee." Instead of paying by the hour, you pay a percentage of what your lawyer recovers, and only if the claim succeeds. The ranges below are indicative, based on published Ontario-market pricing; your actual terms are always the written agreement you sign.

The core arrangement

Contingency fee — most injury claims

No upfront legal fees. Our fee is a percentage of what we recover, and by law it can never exceed what you recover. The exact percentage depends on the risk and complexity of your case, and is set out in a written, Law Society-compliant agreement before work begins.

25%–33%*
Initial case review One-time No cost · no obligation
Motor vehicle / accident benefits % of recovery Commonly 25%–33%*
Slip-and-fall / occupiers' liability % of recovery Commonly 25%–33%*
Long-term disability denial % of recovery Commonly 20%–33%*
Hourly rate (rare in injury work) Per hour ~$250–$650 / hr**
Disbursements Medical reports, experts, court fees At cost · usually advanced

Indicative pricing. * Based on published Ontario-market pricing for personal injury contingency fees. The exact percentage depends on the risk and complexity of the case, the stage at which it concludes, and the anticipated effort involved, and must be set out in a written, Law Society-compliant agreement before work begins. ** Hourly rates are shown only for comparison; personal injury matters are rarely billed hourly. Ontario law caps the fee so a lawyer can never recover more in fees than you recover in damages and costs. Indicative pricing on this page describes the market and is not an offer to contract — your price is the written Standard Form Contingency Fee Agreement you review and sign.

Full disclosure on fees and costs

  • The contingency percentage is calculated on the amount recovered including any costs award, but excluding amounts specified as disbursements and excluding HST.
  • Disbursements — the out-of-pocket costs of building your case, such as medical records, expert reports, and court filing fees — are separate from the percentage. Many firms, including ours, advance these and are reimbursed from the recovery.
  • HST applies to legal fees and is additional.
  • If a motor vehicle lawsuit is involved, the pain-and-suffering portion of any award is subject to a statutory deductible and threshold set each year by the province (see the FAQ for the current figures).
Situations we solve

Common situations we help Ottawa clients solve.

Injury claims rarely arrive as tidy legal questions. They arrive as problems — money running out, an insurer that has gone quiet, a deadline you did not know existed.

"The insurance company is pressuring me to give a statement or accept an offer."

Early recorded statements and quick settlement offers frequently work against injured people, because the full extent of an injury is often not clear in the first weeks. We deal with the insurer on your behalf so nothing you say — or sign — undercuts your claim, and so any offer is measured against what your claim is actually worth.

"I fell on an icy sidewalk and I don't know who's responsible."

Ottawa's freeze-thaw winters produce exactly the black-ice and unshovelled-walk conditions behind most fall injuries. Responsibility can rest with a private owner, a commercial tenant, a snow-removal contractor, or the municipality — and the notice deadlines are punishingly short. We identify the right party and get formal notice out in time.

"My long-term disability benefits were cut off and I can't work."

A denial letter is not the end of the road. LTD benefits are a contractual entitlement, and insurers' reasons for denial are often contestable with the right medical and vocational evidence. We pursue reinstatement and back-benefits while you focus on your health.

"I was hit as a pedestrian or cyclist — do I even have a claim?"

Yes, very likely. A pedestrian or cyclist injured by a motor vehicle is generally entitled to accident benefits under that vehicle's policy, in addition to a possible claim against the at-fault driver. Many injured people never pursue benefits they were entitled to simply because no one told them the coverage existed.

"My injury is serious and I'm worried the benefits won't be enough."

For non-catastrophic injuries, Ontario's mandatory accident-benefit coverage is capped — and that cap can be exhausted well before recovery is complete. Where injuries meet the catastrophic threshold, far higher lifetime limits apply. We work to secure the correct classification and to pursue the tort claim that covers what benefits do not.

"The two-year deadline is coming up and I haven't done anything."

Most Ontario injury lawsuits must be started within two years. If your limitation period is approaching, do not wait another day — contact a lawyer immediately so your rights can be preserved before the deadline closes the door.

Before you sign

The standard we work to — and questions to ask any injury lawyer.

You are trusting someone with the most important claim of your life. Here is the standard we hold ourselves to, and the questions worth asking before you retain any personal injury lawyer in Ottawa.

The standard we work to on every file

  • A written, plain-language fee agreement on the Law Society's Standard Form, provided with the consumer guide, before any work begins.
  • Every deadline calendared at intake — notice periods and limitation periods identified the moment we take the file.
  • Disbursements advanced by the firm where appropriate, so lack of upfront money is not a barrier to pursuing your claim.
  • Regular, understandable updates — we explain legal terms, report on progress, and answer your questions.
  • An honest assessment — including telling you if we think you do not need a lawyer, or if a claim is not worth pursuing.
  • A written estimate of your net recovery before any settlement is finalized, breaking down fees, disbursements, taxes, and what reaches you.

Questions to ask any lawyer before you sign

  • What percentage do you charge, and does it change if the case goes to trial?
  • How are disbursements handled — do you advance them, and what happens to them if the case is unsuccessful?
  • Will you use the Law Society's Standard Form Contingency Fee Agreement, and may I see it and the consumer guide first?
  • Who will actually work on my file day to day?
  • How will you keep me updated, and how quickly do you return calls?
  • Have you handled claims like mine — the same type of accident and injury — in the Ottawa area?
  • Can you give me a written estimate of my likely net recovery before I accept any settlement?
How it works

How your injury claim works, step by step.

Every case is different, but most personal injury claims in Ottawa move through the same six stages. Here is what to expect — and what we commit to at each step.

Step 01

Your free case review

Contact us by phone at (613) 324-9141 or through the form. We listen to what happened, explain your rights and the deadlines that apply, and give you an honest view of whether you have a claim. This review is at no cost and carries no obligation.

Our commitment: we respond promptly and, where a limitation period is close, we treat your inquiry as urgent.
Step 02

Protecting deadlines & evidence

If we take your file, we immediately calendar every applicable notice and limitation period and move to preserve time-sensitive evidence — surveillance footage, scene conditions, and records.

Our commitment: every deadline is identified and diarised at intake, not later.
Step 03

Notifying insurers, opening claims

We notify the relevant insurers and, in a motor vehicle case, open both the accident-benefits claim and the tort claim, completing the required OCF forms and managing the paperwork.

Our commitment: we handle the insurer correspondence so you are not navigating it alone.
Step 04

Building the medical & financial case

We assemble the proof: medical records, treating-specialist opinions, and, where needed, independent experts on your injuries, future care, and lost earning capacity. We document how the injury affects your daily life and your finances.

Our commitment: we build on evidence, and we keep you informed as the picture develops.
Step 05

Negotiation and, if needed, litigation

With the evidence assembled, we negotiate from strength — using medical proof and recent Ontario comparables to move insurers off generic offers. Many claims settle; where an insurer will not offer fair value, we are prepared to litigate.

Our commitment: we do not accept a lowball offer to close a file; we measure every offer against what your claim is worth.
Step 06

Settlement, approval & your recovery

Before anything is finalized, we give you a written estimate of your net recovery — fees, disbursements, taxes, and the amount that reaches you. Certain settlements (for example, those involving minors or parties under disability) require court approval, which we handle.

Our commitment: no settlement is finalized until you understand exactly what you will receive.
Where we serve

Ottawa & Eastern Ontario.

We represent injured clients across the City of Ottawa and the surrounding Eastern Ontario communities. If you were injured anywhere in the region, we can help — and if you cannot travel to us, we will come to you.

Downtown / Centretown ByWard Market The Glebe Old Ottawa South Old Ottawa East Westboro Hintonburg Sandy Hill Vanier Overbrook Alta Vista Riverside South Hunt Club Greenboro Blossom Park Kanata Kanata Lakes Beaverbrook Bridlewood Stittsville Barrhaven Half Moon Bay Longfields Nepean Bells Corners Centrepointe Orléans Avalon Chapel Hill Blackburn Hamlet Beacon Hill Gloucester Cumberland Manotick Greely Osgoode Carp Richmond Rockcliffe Park Carleton Heights

Don't see your community listed? We serve the wider Ottawa area and Eastern Ontario. Call (613) 324-9141 to confirm we can help where you are.

Local guide

Ottawa injury law: the local rules that shape your claim.

Personal injury claims in Ottawa are governed by Ontario legislation — and the specifics genuinely matter to your case. Here are six of the rules we work with every day. (These are general legal facts, not legal advice for your situation; for that, speak with a lawyer.)

01

The two-year limitation period

Under Ontario's Limitations Act, 2002, most personal injury lawsuits must be started within two years of the date of injury (or reasonable discovery), with a 15-year ultimate limit. But several notice deadlines are far shorter: seven days to notify your own auto insurer (and the OCF-1 accident-benefits application within 30 days of receiving the forms); 10 days' written notice to a municipality for a fall on a city sidewalk under the Municipal Act, 2001; and 60 days' notice to the occupier for a fall on snow or ice under the Occupiers' Liability Act. For injured minors, the clock generally does not start until age 18.

2 years · 15-year ultimate limit
02

Accident benefits (SABS) & the 2026 changes

If you are injured in a motor vehicle accident, you claim accident benefits from your own insurer regardless of fault, under the Statutory Accident Benefits Schedule (O. Reg. 34/10). Coverage depends on classification: minor injuries are capped at $3,500; non-catastrophic injuries carry a combined $65,000 limit (medical, rehabilitation, attendant care, generally over five years); catastrophic impairments unlock up to $1,000,000 with lifetime coverage. Effective July 1, 2026, under O. Reg. 383/24, only medical, rehabilitation, and attendant care remain mandatory — most other benefits became optional.

$3,500 · $65,000 · $1,000,000
03

The threshold & the statutory deductible

To recover pain-and-suffering (non-pecuniary) damages in a motor vehicle lawsuit, Ontario's Insurance Act requires you to clear a verbal threshold: a permanent, serious impairment of an important physical, mental, or psychological function (or permanent serious disfigurement). Even then, a statutory deductible applies to awards below a set amount, indexed annually by the Financial Services Regulatory Authority of Ontario (FSRA).

2026: $47,913.01 deductible · $159,708.71 threshold
04

Contingency fees are regulated

Contingency-fee agreements in Ontario are regulated by the Law Society of Ontario under the Solicitors Act and O. Reg. 563/20. Since November 18, 2021, lawyers must generally use the Law Society's Standard Form Contingency Fee Agreement and give clients the consumer guide before signing. A lawyer's fee can never exceed the amount you recover (including costs but excluding disbursements and HST); court-awarded disbursements are excluded from the percentage; and either party may apply to the Superior Court of Justice to assess the bill within six months.

Standard Form CFA · since Nov 18, 2021
05

Comparative negligence

Ontario follows a comparative (contributory) negligence rule under the Negligence Act. If you were partly responsible for the accident, you are not automatically barred from compensation — instead, your damages are reduced by your percentage of fault. Someone found 25% at fault can still recover 75% of their proven damages. Do not assume a partial-fault situation means you have no claim.

25% at fault → recover 75%
06

Ottawa's winters, roads & geography

Local conditions are often the heart of a claim. Ottawa's prolonged freeze-thaw winters create the icy, uneven surfaces behind most slip-and-fall injuries, and they sharpen winter-driving hazards on the Queensway (Highway 417), the Airport Parkway, and the bridges linking Ottawa and Gatineau. Commuter flows between Barrhaven, Kanata, and Orléans and the downtown core concentrate collisions on predictable corridors, and the density of pedestrians and cyclists downtown raises the stakes for vulnerable road users.

Hwy 417 · freeze-thaw · pathway network
In their words

What injured clients say.

Reflections shared by people we have helped across the Ottawa region. Attribution is kept general to protect client privacy.

"They took it off my plate so I could focus on physiotherapy."

After my collision on the 417, the insurer made me feel like my injuries didn't count. Having someone who understood the accident-benefits system handle it changed everything.

— Motor Vehicle Accident Client, Barrhaven

"If I'd waited, I would have lost the claim."

I slipped on an unshovelled walkway and had no idea there was a deadline to give notice. They moved fast and handled all of it. I'm grateful I called when I did.

— Slip-and-Fall Client, Centretown

"Plain-language advice when I needed it most."

When my long-term disability was cut off, I didn't know how I'd pay the bills. They explained my policy, gathered the medical evidence, and got my benefits back on track.

— Long-Term Disability Client, Kanata

"No surprises, no pressure."

Everything about the fee was explained and written down before I signed anything. That honesty is why I trusted them with my case.

— Personal Injury Client, Orléans

"They told me I was entitled to benefits I'd never heard of."

I was hit while cycling downtown and assumed I had no claim because I wasn't in a car. It made a real difference to my recovery.

— Cyclist Accident Client, The Glebe

"They came to the hospital because I couldn't travel."

That told me everything about how they treat people. Steady, respectful, and always straight with me about my options.

— Serious Injury Client, Nepean

"I never felt like a file number."

What stood out was that they returned my calls and actually explained what was happening at each stage of the claim.

— Motor Vehicle Accident Client, Stittsville

"A clear written breakdown before I settled."

Before I settled, I got a clear written breakdown of exactly what I'd receive after fees and costs. Being able to make an informed decision meant a lot.

— Personal Injury Client, Gloucester

Questions & answers

Frequently asked questions.

Most Ontario personal injury claims are handled on a contingency-fee basis — you pay a percentage of what your lawyer recovers, and only if the claim succeeds. Based on published Ontario-market pricing, contingency fees for injury claims commonly fall in the 25%–33% range (sometimes lower for certain long-term disability matters), with the exact percentage set out in a written, Law Society-compliant agreement before work begins. By law, the fee can never exceed what you recover. Your actual terms are always the written agreement you sign.

A contingency fee means your lawyer is paid a percentage of your settlement or award, contingent on success — often called "no win, no fee." If the claim does not succeed, you generally do not pay legal fees for the lawyer's time. Disbursements (out-of-pocket costs like medical reports and court fees) are handled as set out in your agreement; many firms advance them and are reimbursed only from a successful recovery. Always confirm how disbursements are treated before you sign.

Under the Limitations Act, 2002, most injury lawsuits must be started within two years of the injury or its reasonable discovery, with a 15-year ultimate limit. But shorter notice deadlines can apply and can bar a claim on their own — for example, seven days to notify your auto insurer after a collision, 10 days' written notice to a municipality for a fall on a public sidewalk (Municipal Act, 2001), and 60 days' notice for a fall on ice (Occupiers' Liability Act). Because these deadlines are short and easy to miss, contact a lawyer as soon as possible.

Accident benefits are no-fault benefits you claim from your own auto insurer after a motor vehicle accident, regardless of who caused it, under the Statutory Accident Benefits Schedule (SABS). Coverage depends on injury classification: up to $3,500 for minor injuries under the Minor Injury Guideline, a combined $65,000 for non-catastrophic injuries (medical, rehabilitation, and attendant care, generally over five years), and up to $1,000,000 with lifetime coverage for catastrophic impairments.

Yes. Effective July 1, 2026, under O. Reg. 383/24, only medical, rehabilitation, and attendant care benefits remain mandatory in every Ontario auto policy. Most other benefits — including income replacement, non-earner, caregiver, and housekeeping benefits — became optional and must be specifically selected and paid for. This makes reviewing your policy choices at renewal especially important.

Often, yes. Ontario follows a comparative (contributory) negligence rule: if you were partly at fault, your compensation is reduced by your percentage of fault rather than eliminated. Someone 25% at fault can still recover 75% of their proven damages. Do not assume partial fault means no claim — let a lawyer assess the facts.

In a motor vehicle lawsuit, to recover pain-and-suffering damages you must first meet a verbal threshold — proving a permanent, serious impairment of an important function (or permanent serious disfigurement). Even then, a statutory deductible applies to awards below a set amount. For 2026, the deductible on general damages is $47,913.01, and it disappears only where the award exceeds $159,708.71. This is why strong medical evidence is critical to reaching a full award.

Very likely. A pedestrian or cyclist struck by a motor vehicle in Ontario is generally entitled to accident benefits under that vehicle's insurance, in addition to a possible claim against the at-fault driver. Many injured people never pursue benefits they were entitled to because no one told them the coverage existed. It is worth a free case review to find out.

Prioritize your health and get medical attention. Report the accident where required (police must be notified of a collision involving injuries or significant property damage). Keep everything — collision reports, photos of the scene and your injuries, names and contact details of witnesses, and receipts for any expenses. Notify your auto insurer promptly (within seven days for a motor vehicle accident). Avoid giving detailed recorded statements to any insurer before getting legal advice.

It depends on the severity of your injuries and the insurer's willingness to negotiate. Because your medical recovery affects the value of your claim, it is often wise not to settle until the long-term picture is clearer. Many claims settle without a trial; some require litigation to achieve a fair result. We keep you informed at each stage so you always know where your case stands.

Not necessarily. Many personal injury claims in Ontario settle through negotiation without a trial. That said, we prepare every case as though it may go to court, because being trial-ready is often what moves an insurer to make a fair offer. If a fair settlement cannot be reached, we are prepared to litigate.

Catastrophic impairment is a specific classification under the SABS (section 3.1) for the most severe injuries — examples include paralysis, certain amputations, significant vision loss, serious traumatic brain injury, and very high whole-person impairment. It matters because it unlocks substantially higher accident-benefit limits (up to $1,000,000 with lifetime coverage). Proving it is medically and legally demanding, and insurers sometimes classify injuries too low — a classification we can challenge.

Yes. When an insurer denies or terminates long-term disability benefits, that decision can often be challenged. LTD claims turn on your policy wording and are subject to the two-year limitation period. We review the denial, gather the medical and vocational evidence, and pursue reinstatement and back-benefits through negotiation or litigation.

Nothing. Your initial case review is at no cost and carries no obligation. We will explain your rights, the deadlines that apply, and whether you have a claim worth pursuing — and if we think you do not need a lawyer, we will tell you that too.

Yes. If your injuries keep you at home, in hospital, or in rehabilitation, we will come to you — anywhere in Ottawa and Eastern Ontario. Serious injuries should not stand between you and legal advice.

Talk to us

Talk to an Ottawa personal injury lawyer today.

The most valuable thing you can do right now is understand your rights before a deadline passes or an insurer locks in a low offer. A conversation costs you nothing — and it may be the difference between a claim that quietly slips away and the full compensation you are entitled to.

Call for a free case review (613) 324-9141
No fee unless we recover

Your claim is handled on a contingency-fee basis, with fees explained in writing before you sign.

We come to you

At home, in hospital, or in rehab if you cannot travel — anywhere in Ottawa & Eastern Ontario.

We respond promptly

We treat approaching limitation deadlines as urgent and get back to you quickly.

Serving the region

Ottawa, the National Capital Region, and the surrounding Eastern Ontario communities.

Call now No-cost review